How Equipment Leasing Works

Get in touch and let us know what equipment you’re after — whether that’s 50 Chromebooks for a school, workstations for an office, or specialist equipment for your business. No forms, no fuss at this stage. Just a conversation.

We’ll come back to you with a simple monthly payment figure. We work with multiple funding partners, which means we can often find a structure that suits your budget better than a standard bank loan or outright purchase.

In most cases, we don’t need a formal application form. For schools and established businesses, approval is usually quick — often within a day or two.

Once approved, your equipment is ordered and delivered. MTL Finance pays the supplier directly — you don’t need to outlay a cent beyond your first month’s payment.

You pay a fixed amount each month for the agreed term — typically 24, 36, or 48 months. Payments are predictable and easy to budget for.

When your lease ends, you have options. Upgrade to new equipment and start a fresh lease, extend your current agreement, or return the equipment. We’ll be in touch before your term ends to talk through what works best for you.