HOW EQUIPMENT LEASING WORKS
Leasing equipment through MTL Finance is straightforward. Here’s what the process looks like from start to finish.
THE 6-STEP PROCESS
Step 1 — Tell Us What You Need
Get in touch and let us know what equipment you’re after — whether that’s 50 Chromebooks for a school, workstations for an office, or specialist equipment for your business. No forms, no fuss at this stage. Just a conversation.
Step 2 — We Put Together a Quote
We’ll come back to you with a simple monthly payment figure. We work with multiple funding partners, which means we can often find a structure that suits your budget better than a standard bank loan or outright purchase.
Step 3 — Fast Approval
In most cases, we don’t need a formal application form. For schools and established businesses, approval is usually quick — often within a day or two.
Step 4 — Equipment Delivered
Once approved, your equipment is ordered and delivered. MTL Finance pays the supplier directly — you don’t need to outlay a cent beyond your first month’s payment.
Step 5 — Simple Monthly Payments
You pay a fixed amount each month for the agreed term — typically 24, 36, or 48 months. Payments are predictable and easy to budget for.
Step 6 — End of Term Options
When your lease ends, you have options. Upgrade to new equipment and start a fresh lease, extend your current agreement, or return the equipment. We’ll be in touch before your term ends to talk through what works best for you.
Ready to Get Started?
It takes five minutes to reach out. We’ll do the rest.