About MTL Finance

MTL Finance is a privately owned New Zealand company that has been helping schools, businesses, and government organisations finance equipment for over 20 years.

Who We Are

We’re not a bank. We’re a specialist equipment finance company that knows the New Zealand market inside out. Over two decades we’ve financed thousands of customers — from small businesses to large corporates, and schools right across the country.

We have access to multiple funding lines, which gives us both the stability to be here for the long term and the flexibility to structure deals that work for a wide range of customers.

What Makes Us Different

No Paperwork.

Most finance companies make you fill in forms. We don’t. In most cases we can approve a deal without you touching a piece of paper. We cut through the process so you can get on with running your school or business.

Straight Conversations.

We also believe in straightforward conversations. You’ll deal with real people who give you straight answers — not call centres or automated systems.

Who We Work With

Schools and government

Fully or partially funded organisations

Major corporates

Large, publicly listed businesses

Professional services

Accounting, legal, medical, and engineering firms

Commercial businesses

Small and medium enterprises

Get in Touch

We’d love to hear from you. Whether you have a deal ready to go or just want to explore your options, reach out and we’ll get back to you within 24 hours.