HOW IT WORKS
How equipment leasing works
From first chat to delivery in six steps. No forms, no big upfront cost.
Tell Us What You Need
Get in touch and let us know what equipment you’re after — 50 Chromebooks for a school, workstations for an office, or specialist equipment. No forms, no fuss, just a conversation.
We Put Together a Quote
We’ll come back with a simple monthly payment figure. We work with multiple funding partners, so we can often find a structure that suits your budget better than a bank loan or outright purchase.
Fast Approval
In most cases, we don’t need a formal application form. For schools and established businesses, approval is usually quick — often within a day or two.
Equipment Delivered
Once approved, your equipment is ordered and delivered. MTL Finance pays the supplier directly — you don’t need to outlay a cent beyond your first month’s payment.
Simple Monthly Payments
You pay a fixed amount each month for the agreed term — typically 24, 36, or 48 months. Payments are predictable and easy to budget for.
End of Term Options
What happens at the end of the term depends on your lease type and agreement. See our lease types guide for the difference between an operating lease and a finance lease, or contact us to discuss your options.